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[guojinyan]

One Saturday morning, while he was sitting at his computer studying the market,franklin marshall, David's 7 year old daughter came up, tugged at his shirt sleeve, and said, "Daddy, why aren't we rich?" He looked his child in the eye, and thought to himself, what a great question - Why aren't we rich?

As she stood there expectantly waiting for an answer, he struggled to come to terms with the realization that, although he had focused his complete attention on trying to create wealth for more than 10 years,christian louboutin, he had never actually made any real headway.

He had bought and sold many Stocks and several properties over those years, but had never made any real money.

He looked at his daughter,doudoune moncler, and asked, 'What makes you think we aren't rich, darling?'

She looked at him and said, 'Because you said that if we were rich, you and mom wouldn't have to go to work any more, and you both still work all the time. You said we could live at the beach and play in the sand every day. I want to know what you are doing about that. When can we go and live at the beach?'

Nothing like a child to cut straight to the heart of the problem - and what was he doing about it?

'We're not rich because daddy made some mistakes,' he finally answered. 'What kind of mistakes, daddy,' she asked. 'Well, I bought some shares that were going down and then didn't sell them soon enough. Then I bought some houses but sold them again.' 'Why?' she asked.

He had to think about that. He had no reason to buy those shares in the first place. He had no reason to hold on to them when they kept going down. He had no reason to sell the properties either. Her logic was flawless - why?

He had to change his strategy.

He owed it to himself and his family to finally get his act together and make some changes - that was the day the pain of not living up to his potential made him sit down and write out his trading plan and his goals...his strategy and rules - his life raft.

He started by writing out his vision - what he wanted his life to look like when he became a successful trader and investor, then worked backwards from there - through the details of how he was going to achieve his dream.

He saw in his mind the 4 bedroom apartment on the beach, the red Ferrari 360 Modena, the plasma screen computer monitor in an office overlooking the surf beach 7 floors below, the family holidays in the Greek islands, the significant donations to worthwhile causes and children's charities.

He visualized all the tremendous benefits of becoming a successful trader.

He realized that he was afraid of losing,louboutin, and that fear was just too expensive to let it control his life any longer!

He decided that he would no longer accept anything less than full compliance with his trading plan.

He decided that he would take every trade entry signal and follow his trading plan as if his life depended on it.

As if, after each trade was closed out, he had to stand in front of a Panel of his trading Mentors,abercrombie, and explain his actions to them - why he entered where he did,moncler, where he placed his stop losses,louboutin pas cher, why he exited when he did.

And if they weren't convinced he followed the rules of successful trading, he would be taken out and shot!

This certainly focused his attention on only trading strong trends - trends where the price bars were trading above their respective moving averages for long trades, or below for short trades, and the Stock price was moving strongly in one direction.

He pretended that if he couldn't justify his trading decisions to his trading Mentors, he was dead...

That was the day he resolved to study his selected group of Stocks, the ones that had a track record of trending strongly, every day. He would then take every trade his system produced, put his stop loss orders in the market as he entered each trade it a place where the trend had to change to take him out of the trade,christian louboutin pas cher, and he would hold every position until the trend changed.

He would act 'as if' he was a great trader, even though his record up to that point had been less than inspiring...

That innocent question from a child turned out to be the start of David's successful trading career.

He started to trade profitably and consistently for the first time in his life. He thought he was doing well, and indeed he was making money.

He knew from his wealthy mentors that rich people are different; they make rational decisions based on facts, not emotions. They understand the value of money - they respect it as a tool for building a better world. They buy well for logical reasons and hold until there is a valid reason to sell.

Then one day, he closed out a trade, and excitedly told his daughter, 'Daddy made a big profit in the market today darling, come and look and see what I did.'

His daughter came over to the computer and looked at the screen as he excitedly showed her where he had bought a Stock and then sold for a $3000 profit. She looked at him and said, 'But daddy, it's still going up, why did you sell it?'

His smile faded as the power of that question sunk in...why had he sold it? What was he doing getting out of such a strongly trending Stock just to take a profit? What would his trading Mentors say?

She was right...the market was still open, so he bought back in again. He had never been able to bring himself to do that before - he was becoming a great trader!

The rally continued and he kept buying more as it rallied. The trend finally changed, but his profit on that trade, when he eventually got a valid sell signal, was $14500!

His daughter's question 2 weeks earlier was worth over $11000!

That was the last time he ever got out of a trade based on his emotions. His fear of the market was gone - thanks to some simple questions from a 7 year old...

So now, it's your turn. Whenever you are preparing to place a trade, find a small child, even if you have to borrow one, and ask them what the trend is. Then don't trade the other way!

If your trading isn't as great as you know it could be, decide to create a trading plan now that will become your life raft.

Remember, fear is just too expensive.

If you are afraid of losing money, reduce your position size until your fear goes away.

Once you have made a series of small profits, you will be trading with the markets money and you can increase you position size according to your growing confidence and account balance.

If you have a series of losses, reduce your position size again until you get back on the right track. Stick to your trading plan - whether it's the one that Peter outlines for you on the website or something else you have tested by paper trading until you are confident that it works.

Then, just do it!

To Your Trading Success,

Tony Spann and the Team

Stock Trading Review is dedicated to helping you succeed as a trader by sharing with you simple and easy to follow tips and techniques.

Discover more insider secrets and the exact proven strategies to trade stocks profitably: http://www.stocktradingreview.com

Copyright(C)2005 Stock Trading Review

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as well

test and test again.

成为一个全民的节日

[chengshan]

Internet fund-raising, post-quake relief and a wary public are putting pressure on government-controlled philanthropy.
中文原文 查看英文
By staff reporters Qin Xudong,supra shoes, Yang Binbin, Luo Changpin, Chang Xiaohong, Cheng Hu, You Shanshan, Wang Xiaolin, Wang Zhen, Zhang Yuzhe, Zhao Hejuan and intern reporter Li Wei Ao

Hours after a May 12 earthquake disrupted the lives of 50 million people, killing 70,000, the popular Chinese Web site Bull Blog posted a detailed plan for collecting and distributing relief donations. Because the site is trusted among the country’s Internet community of netizens, more than 1 million yuan was quickly raised for supplies and volunteer support.

The contributions were deposited into several bank accounts belonging to Huang Bin, Bull Blog’s co-founder and Chief Technical officer. But within a week, authorities in the city of Chengdu froze the accounts of Huang and Du Qiao, a Bull Blog volunteer who had traveled to the quake zone. Chengdu police detained Du for “alleged fraud or illegal collections in the name of quake relief.”

Huang and his partner Luo Yonghao rushed to a Chengdu police station with receipts and other documents proving victims had indeed received all donations. Eventually, Chengdu police admitted finding no evidence of fraud and released Du. But the police also said Bull Blog organizers should funnel their quake donations through government agencies and official charities.

Bull Blog’s tale of philanthropic woe provides a typical snapshot of the unprecedented tests facing China’s national charity system in the aftermath of the devastating earthquake.

Chinese citizens showed big-hearted willingness to help their distressed countrymen. Some 45 billion yuan in donated cash and goods were collected through official channels. Numerous volunteers flung themselves into on-site and distant relief operations.

Indeed, charity in China is not short on good intentions. But the mainly government-run charity system has been forced to confront questions about efficiency, adaptability and transparency.

Domestic philanthropy is currently monopolized by the government through its two, official charity organizations – the Red Cross Society of China (RCSC) and China Charity Federation (CCF). Unlike philanthropic endeavors in much of the world, non-government organizations and other civilian groups play minor roles in China. RCSC and CCF are registered as civilian groups but are structured like the government. Each is headquartered in Beijing and operates branches in every province, as well as numerous subsidiaries at city and county levels.

Chinese law lets some, non-government charities collect money for disaster relief. But strict administrative procedures make it hard for groups without government backing to get the permission they need to bank and distribute funds. The law also says the Ministry of Civil Affairs is in charge of receiving donations and “organizing donations for disaster relief.”

As a result, RCSC and CCF have basically enjoyed exclusive rights for collecting disaster relief funds.

Never before has this system faced such close scrutiny. Even before the May 12 disaster, rapid changes in Chinese society and rising tide of civilian involvement were having an impact on charity operations. But since the quake,moncler, the government-run system has been put under a public microscope. One challenge that’s come into focus involves accountability. Official explanations are not always convincing for an increasingly skeptical public.

Such was the challenge for the Sichuan Red Cross (SRC), a government affiliation thrust into the post-quake spotlight.

The morning after the magnitude 8.0 earthquake, the husband of SRC Vice President Zhang Bo and nearly 100 volunteers showed up at the SRC office to offer help. The husband, Zhang Jin,abercrombie, noted that donations of cash and goods were already pouring into the charity, and expressed concern that, due to a lack of accounting, poor management could lead to fraud.

SRC spokesman Yu Jianwei admitted the relief operations were disorganized. The group’s 17-member staff had limited experience in coordination and management. Besides, the sole issue for staffers and volunteers immediately after the quake was saving lives. Paperwork was set aside.

Later, the head of the government-connected Sichuan Charity Federation said the relief operation suffered from poor coordination and inadequate logistics. Yang Xiouhua, the group’s secretary-general, confessed that relief goods including tents, food and water were not distributed to victims on time.

The distribution procedure relied entirely on manual labor. It did not use a modern logistics system nor advanced technology. Inefficiencies prevented basic supplies from reaching victims even within 48 hours of the earthquake. A government audit later said weak accounting and substandard distribution procedures were rife during the first stage of relief operations.

Sichuan officials spent a full week bumbling through relief efforts before turning to an expert. They invited Zhang Jin, dean of the Logistics School at Southwest Jiaotong University, to lead a team in setting up a logistics system for handing out donations. The next morning, the system went to work and, within a week, only four technicians were needed to handle all data and management of the logistics chain.

Nevertheless, Zhang said the system he designed was limited by the responsibility segmentation among government departments and a lack of data sharing. It’s a problem at all levels of government charity.

RCSC had collected more than 2 billion yuan in cash and supplies for disasters between 1949 and early 2008, according to its official Web site. But RCSC received nearly 4.6 billion yuan in quake-relief donations between May 12 and June 19.

The flood of donations tested RCSC’s organizational capacity, said the group’s first vice president, Jiang Yiman. RCSC “cannot adapt to the current situation,” he said. And Sichuan’s official charities are likewise inadaptable.

“No matter how hard our staff works, we cannot catch up with the speed of donations,” Jiang said. “130,000 people or groups donate money to RCSC’s bank account every day.”

Critics also have focused on fairness and transparency. Questions were raised about a CSRC leader who, during a media interview, said his group sent more than 1,000 tents worth 13 million yuan to quake-hit areas. Other CSRC outlets repeated these figures. But if that were true, each tent would cost more than 13,000 yuan. Later, Jiang told Caijing each tent actually cost 1,175 yuan.

Another fairness issue cropped up in March, months before the quake, after a videotape of a government-charity official was posted on the Internet. Wang Li, vice president and general secretary of the Sanya Red Cross Society in Hainan Province, was shown treating volunteers harshly and demanding a “management fee” equal to 5 percent of charitable donations. He reasoned the fees were appropriate since volunteers were using the Red Cross logo and collection boxes.

Actually, Wang was following the rules. Chinese law says RCSC and CCF can collect management fees to cover administration and project costs. Nevertheless, the legal routine seemed unreasonable when donations to government charities surged after the quake.

Eventually, and in the face of media pressure, Jiang and CCF General Secretary Liu Guolin promised management fees would no longer be subtracted from donations for the Sichuan earthquake relief or future disasters.

Jia Xijin, an associate professor at Tsinghua University’s Public Management School, said the tent calculation and Hainan incidents aroused much criticism because government-run charities lack public trust. A key issue is transparency. The charities do not publicize operation procedures, staff salaries, funding sources, management fees or accounting details.

“Rules on charity organization information disclosure are not detailed,” Jia said. “Besides, there are no true, independent audits, and they lack public supervision.”

China’s charity-related laws are fragmented. An effort to integrate the rules into a single Charity Law began in 2005, when the civil affairs ministry launched a legislative process. But now the legislation has stalled as a second-rate priority for the State Council’s 2008 legislative plan. That means it won’t see light until, according to the government, “the timing is right.”

Zhu Weiguo, an official of State Council’s legal affairs office, said opinions are divided on many aspects of the proposed law. But these disagreements are not found outside the government. In academic circles and within the charity community, the general consensus is that the legislation should promote diverse charity groups that do not rely on overall government control, and that the law should draw a boundary between government and civil society’s rights and responsibility in charity operations.

Outside China,mercurial, charity organizations’ expenditures include payouts,supra, administrative costs and collection fees. Financial statements of the Hong Kong branch of the French charity Medecins Sans Frontieres clearly show these percentages and other information. The Hong Kong Red Cross Society also has a clear financial statement.

But the public only gets brief statements on how RCSC spends money. Moreover, neither RCSC nor CCF post financial statements based on standard accounting procedures on their Web sites.

Civilian groups like Bull Blog are trying to break the government monopoly in the charity field. But officialdom has resisted. After the earthquake,abercrombie france, Bull Blog was one of several groups accused by government agencies with “illegal collections.” Charges were based on the country’s strict charity rules.

On June 9, the civil affairs ministry announced that only “legal foundations” would be allowed to collect donations. The statement also said non-govermment organizations must hand over their collections to legal organizations. But the edict had no teeth; the ministry set no punishment guidelines for violators.

From the start of his site’s money-raising venture, Bull Blog’s Huang expected trouble. He told Caijing that netizen-donors were told up-front that the money could be delivered to government-run organizations, and would be returned if the campaign was disrupted.

Another popular Internet destination, the portal Netease,ralph lauren, likewise faced obstacles during an earthquake-relief campaign. Its effort started May 14 in cooperation with RCSC. But 19 hours later,doudoune moncler, Netease said it would stop cooperating with RCSC, explaining it hoped to handle donations through its own system, assuring a transparent process.

Netease, however, did not have official permission to collect charity donations. RCSC blocked the campaign and said May 15 that its cooperation with Internet media was limited to publicity functions. Portals could not raise funds alone.

Nevertheless, some civilian organizations prove quite efficient during the quake disaster. For example, a Shanghai-based education foundation called “True Love and Dreams” rose to the occasion, partly due to the finance industry background of co-founders Pan Jiangxue and her husband. Within 120 hours of the quake, the group collected 1.85 million yuan and transported over 330 kilos of supplies.

Pan and her husband hope to help streamline charity in China. “We used to read balance sheets every day and consider the financial statements of some official charity groups unacceptable,” she said. “Being inefficient and non-transparent undermines donor trust.”

1 yuan = 14 U.S. cents
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